Most families aren’t caught off guard by emergencies, they’re caught by expenses they already knew were coming. School fees. Weddings. Eid. Annual bills. They arrive like clockwork, yet still create last-minute stress. That’s where sinking funds come in. A simple habit of saving a little each month can turn financial pressure into financial control. If […]
Discover the significance of credit scoring, its impact on financial opportunities, and tips for improvement. Learn more with Hakeem. What is Credit Scoring and Why It Matters? In the domain of personal finance, understanding your credit score is paramount. But what exactly is credit scoring, and why does it hold such significance? Let’s get into […]
Discover the power of invoice factoring to enhance cash flow and fuel business growth. Learn how Hakeem’s invoice factoring services can support your business needs. What is Invoice Factoring: A Guide to Improving Cash Flow In the world of business finance, invoice factoring has emerged as a powerful tool for companies seeking to optimize their […]
Curious about NBFCs? Discover what sets them apart from traditional banks and why they matter in Pakistan’s financial landscape. Learn more with Hakeem. Understanding the Role of Non-Banking Financial Companies (NBFCs) in Pakistan In Pakistan’s financial landscape, Non-Banking Financial Companies (NBFCs) stand as significant players, yet their importance might often be overlooked. But what exactly […]
Discover the power of Earned Wage Access (EWA) and its impact on employee financial wellness. Learn how Hakeem’s innovative solutions transform workplace finances. Empowering Workforce with Earned Wage Access Solutions Earned Wage Access (EWA) addresses several pressing financial needs that many individuals face: the constraint of the paycheck-to-paycheck cycle, where waiting for the next payday […]
Discover flexible payment options with Hakeem’s BNPL services. Learn how it works, benefits, eligibility, and tips for smarter shopping. Understanding Buy Now, Pay Later Services: A Guide by Hakeem In today’s digital age, convenience is key, especially when it comes to managing finances and making purchases. One such innovative solution revolutionizing the way people shop […]
Information connects us. Wisdom elevates us. Let’s use both to build a world that grows with integrity. #WorldDevelopmentInformationDay World Development Information Day — Empowering Growth Through Knowledge Every year on October 24, the world observes World Development Information Day, a moment to reflect on how access to knowledge and accurate information shapes the path toward […]
Every year on October 17, the world observes the International Day for the Eradication of Poverty- a moment to reflect on one of humanity’s greatest challenges. Yet today, poverty is not only about a lack of income. It’s increasingly about a lack of access- to opportunity, to fair systems, and most importantly, to finance. Despite […]
For years, the narrative has been that banks and fintechs operate on opposite ends of the financial spectrum. Banks were seen as the guardians of traditional finance, while fintechs emerged as the disruptors, challenging conventional models with innovation, agility, and digital first approaches. However, 2025 marks a paradigm shift one that is reshaping global and […]
Discover Hakeem’s microfinance solutions, offering financial empowerment for low-income earners. Learn about microfinance models, benefits, and impact. Understanding Microfinance-Models and Benefits by Hakeem Hakeem endeavors to democratize access to financial services through microfinance, ensuring that even those overlooked by traditional banks can find support. Microfinance, often misunderstood as just small loans, embodies a broader mission […]
